Bad Credit a Problem

What’s the best way to improve your credit score?

1) Get current on all debt.
2) Pay off the newer, smaller balances first and then work your way back to the older, larger ones.
3)Quit getting your credit checked (other than you checking it every four months for free). Inquiries, slowly bring your credit down.
4) dispute any negative, false items on your report with creditors, if not resolved w/i 30 days, report them to Consumer Credit Counsil.
5)Only keep open what is absolutely necessasary, and close everything else.
6)Somehow, some way, being a homeowner helps. My Credit score went up about 25pts when I bought my first house.

TonyaTko: 5 Ways to Improve your Credit Pt. 1 (continued)

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